Marcus Bell
Sep 5, 2026
The bank said no to my business loan, twice
I've run a mobile barber business for four years. Good reviews, regular clients, steady income. I wanted a loan to open a small shop. First bank said my credit score was too low b…
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In short
Two banks rejected the loan for my barber shop despite four years of steady work. An old medical collection made effort feel invisible. Challenging the credit error and exploring a community lender is giving me a way forward.
There’s a comeback in this one. Disputed the medical collection and got it removed. Score went up 62 points. Applied to a community lender instead of a big bank.
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